WHAT IS A GMO?

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by cursed thing

And why is it important to you. It’s a genetically modified organism. And why should you care? Because it is not technically food any longer. It is something else — a cross between food and foreign genes that have never been in the human food supply. And why should you care about that? Because these “new foods” have the potential to do harm to your body.

The main crops currently undergoing this process are soy, corn, canola, cotton, and sugar beets. They have bacterial genes inserted which allow the plants to survive an otherwise deadly dose of weed killer. But that also means you’re eating deadly weed killer. Yes, this is how the rich get richer. And also why all the money in the world can’t save them when they are dying. The rich don’t think that far ahead. Getting rich is not about getting smart. It’s about greed.

Here’s some of the physical changes you may be experiencing:

  • Allergic reactions
  • Allergic reactions to non-GM products by drastically reducting your enzymes
  • Liver problems
  • Reproductive problems such as sterilty
  • Diseases, including cancer, that are resistant to treatment

And let’s not forget that big final one, death. If you would like to know more check out the Institute For Responsible Technology, click here. But in the meantime, you might want to not eat these foods mentioned above.

FACEBOOK SELLING YOUR INFO

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Facebook is getting ready to allow third parties access to your address and phone number — if it is listed in your Facebook profile.

There is some concern as to what will be done with this information. So if you would rather not have your information bandied about, this is how you can opt out.

  • “Login” to your Facebook account
  • In the upper right hand-corner, click “Profile”
  • Click “Edit Profile”
  • On the left-hand side, click “Contact Information”
  • Remove your address and phone number — leaving them blank.
  • Click “Save Changes”

FREE CREDIT REPORTS

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The Fair Credit Reporting Act guarantees you a free credit report from the three nationwide reporting companies, Experian, Equifax and TransUnion. But you can only get one free each year.

There is only one authorized source for this service, Annual Credit Report.

Or you can call 1-877-322-8228.

Look over the report for errors and if you find one go to FTC Facts For Consumers where it shows you how to dispute a claim.

HOW YOU CAN BE IN FORECLOSURE & KEEP YOUR HOUSE

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Photo by ~Brenda-Starr~

I’m going to attempt to summarize an article on Alternet.org that will be of great interest to you if you are in any jeopardy of losing your home. It’s complicated, and I recommend you read the real article “Dude, Where’s My Mortgage?”

A company called MERS was devised to record property instead of the usual — registering it with the county. Without MERS the entire mortgage holocost could not have happened since it helped disguise bad mortgages. Keep this in mind:

  • MERS has almost no paid employees
  • MERS does not keep minutes or any records of corporate meetings
  • MERS has cost county governments something in the neighborhood of $30 billion

But here is the part that gets really interesting:

“…if courts continue to rule against MERS’s business model—and it looks like they will—many homes may become foreclosure proof. As Reuters put it: ‘If court rulings against MERS’ authority to foreclose proliferate, many foreclosure cases may be halted indefinitely, and some homeowners in default may end up with clear title to their homes.’ Owners will still owe money to banks, but their homes would no longer be counted as collateral on the loan. In short, banks would not be able to kick people out of their homes.”

Sixty percent of you have homes that fall in this category. You might want to look further into this. Where is your house recorded?

LOW MILEAGE = LOW INSURANCE RATE

Leda Posing in a Burnt Out Car!

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It does seem a little unfair that someone that drives 50,000 miles (with all other things being equal) pays the same rate as someone who drives 2,000 miles. Environmentalists have long proposed the idea of pay-as-you-drive as a way to make people more thoughtful about the mileage they put on their cars.

In February of 2011, State Farm and the Auto Club will be offering reduced rates on car insurance policies based on low mileage. They have several ways of determining this:

  • Transmission by OnStar
  • Third-party verification like CarFax or smog checking data
  • Installation of a verifcation device

From State Farm Mutual Auto Insurance Company, here are the savings based on a current bill of $844:

  • 2,000 miles = $488 = 42% saved
  • 5,000 miles = $568 = 33% saved
  • 8,000 miles = $706 = 16% saved
  • 12,000 miles = $756 = 10% saved
  • 16,000 miles = $808 = 4% saved

This should be especially good news for seniors, college students, people that work at home, stay-at-home mothers and anyone diagnosed with a disabling illness. And it’s another example how this recessionary period is creating incentives for businesses to find new marketing. In the above examples you would have standard collision and comprehensive, liability, property damage and uninsured driver. I know people who have been forced, because of the economy, to reduce the amount of insurance they carry.  People who couldn’t really afford to lose their car if they had an accident. And for some, this is a solution.

Now let’s see if there is an insurance company that will reward us for good health.

CAN’T WRITE A SENTENCE

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Photo by George Eastman House

I got a e-mail from a friend getting a Master’s Degree because she wanted me to read one of her assignments. She was using commas for periods, and an amazing number of other mistakes were present.

Yesterday I had dinner with a teacher. He told me they are using “targeted” grading, because students are so stupid (my word, not his) there wouldn’t be a grade at all if the teachers didn’t grade — just on the assignment.

Like my friend whose paper was for English Composition, she was only graded on her content, I guess, because she got an A. But I couldn’t read this paper with the bad grammar and punctuation.

So check out what is happening with your children. Are they getting good grades for F and D papers? Another thing this teacher told me is that LAUSD did have social promotion which meant your child wasn’t getting held back when he or she doesn’t make the next grade. Is this happening where you live?

My teacher friend also said that it was easy to spot the children that would go on to the good colleges since it was their parents that showed up.

Children today are very visual. That’s how they learn. Go to Free Rice and you will find a site that not only teaches grammar and vocabulary, but for every right answer, someone gets free rice. If your child is struggling, this might be the site (it also has math and other subjects) that will help them learn.

HEALTH CARE REFORM 9/23

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“From politics, it was an easy step to silence. ” Jane Austen
Photo by thanker212

Things you need to know about The Health Care Reform Bill which begins September 23rd:

1.  You can go to an emergency room outside your plan

2.  Children with pre-existing conditions can’t be denied coverage

3.  Children can stay on their parent’s plan until age 26

4.  Your plan cannot be cancelled retroactively for any reason other than fraud and misrepresentation. But watch this one. They will comb through your plan for any misrepresentation. Fill out the initial form very carefully

5.  You can choose a pediatrician or ob-gyn as your primary physician

8.  Lifetime limits will be eliminated for plans issued or renewed after September 23rd. If you have already maxed out but still have coverage, you will be reinstated on the first day of the plan year after 9/23

9.  Plans issued or renewed after 9/23 can’t have yearly limits below $750,000. By 2014, yearly limits will be eliminated. Exception:  Your employer or insurance company can apply for a “waiver” that creates a low-cost plan with limited benefits to avoid loss of coverage

11. Preventative care is free (no co-pay) for the stuff backed up by science like, mammograms and flu shots for plans issued or substantially changed after 9/23. Exception: existing plans.

Remember not everyone will see these changes on 9/23.  If your insurance year starts on January 1st, you will have to wait until then. And existing plans don’t have to meet all the new requirements. How do you know where you fall? Ask your employer or insurer.

We’re being told the premiums will go up only slightly and vary plan-by-plan. The new health care law does not give the federal government much regulatory power to prevent premium increases. The states could do something, but chances are, they won’t. You know why.

5 SOCIAL SECURITY MYTHS

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Myth #1: Social Security is going broke.

Reality: There is no Social Security crisis. By 2023, Social Security will have a $4.3 trillion surplus (yes, trillion with a ‘T’). It can pay out all scheduled benefits for the next quarter-century with no changes whatsoever.1 After 2037, it’ll still be able to pay out 75% of scheduled benefits–and again, that’s without any changes. The program started preparing for the Baby Boomers retirement decades ago. Anyone who insists Social Security is broke probably wants to break it themselves.

Myth #2: We have to raise the retirement age because people are living longer.

Reality: This is red-herring to trick you into agreeing to benefit cuts. Retirees are living about the same amount of time as they were in the 1930s. The reason average life expectancy is higher is mostly because many fewer people die as children than did 70 years ago.3 What’s more, what gains there have been are distributed very unevenly–since 1972, life expectancy increased by 6.5 years for workers in the top half of the income brackets, but by less than 2 years for those in the bottom half.4 But those intent on cutting Social Security love this argument because raising the retirement age is the same as an across-the-board benefit cut.

Myth #3: Benefit cuts are the only way to fix Social Security.

Reality: Social Security doesn’t need to be fixed. But if we want to strengthen it, here’s a better way: Make the rich pay their fair share. If the very rich paid taxes on all of their income, Social Security would be sustainable for decades to come.5 Right now, high earners only pay Social Security taxes on the first $106,000 of their income.6 But conservatives insist benefit cuts are the only way because they want to protect the super-rich from paying their fair share.

Myth #4: The Social Security Trust Fund has been raided and is full of IOUs

Reality: Not even close to true. The Social Security Trust Fund isn’t full of IOUs, it’s full of U.S. Treasury Bonds. And those bonds are backed by the full faith and credit of the United States. The reason Social Security holds only treasury bonds is the same reason many Americans do: The federal government has never missed a single interest payment on its debts. President Bush wanted to put Social Security funds in the stock market–which would have been disastrous–but luckily, he failed. So the trillions of dollars in the Social Security Trust Fund, which are separate from the regular budget, are as safe as can be.

Myth #5: Social Security adds to the deficit

Reality: It’s not just wrong — it’s impossible! By law, Social Security funds are separate from the budget, and it must pay its own way. That means that Social Security can’t add one penny to the deficit.

Just to further expand on this: The LOS ANGELES TIMES August 7, 2010 commenting on the annual report of the Social Security Trustees, “…indicated that the program has made it through the worst economic downturn in its life span essentially unscathed. The old age and disability trust funds, which hold the system’s surplus, grew in 2009 by $122 billion to $2.5 trillion. …brings us back to this supposed $41 billion ‘shortfall,’ which exists only if you decide not to count interest due of about $118 billion.”

Myth Sources:

1.”To Deficit Hawks: We the People Know Best on Social Security” New Deal 2.0, June 14, 2010

http://www.newdeal20.org/2010/06/14/to-defict-hawks-we-the-people-know-best-on-social-security-12290/

2. “The Straight Facts on Social Security” Economic Opportunity Institute, September 2009

http://www.eoionline.org/retirement_security/fact_sheets/StraightFactsSocialSecurity-Sep09.pdf

3. “Social Security and the Age of Retirement”Center for Economic and Policy Research, June 2010

http://www.cepr.net/index.php/publications/reports/social-security-and-the-age-of-retirement/

4. “More on raising the retirement age” Ezra Klein, Washington Post, July 8, 2010

http://voices.washingtonpost.com/ezra-klein/2010/07/more_on_raising_the_retirement.html

5. “Social Security is sustainable” Economic and Policy Institute, May 27, 2010

http://www.epi.org/analysis_and_opinion/entry/social_security_is_sustainable/

6. “Maximum wage contribution and the amount for a credit in 2010.” Social Security Administration, April 23, 2010

http://ssa-custhelp.ssa.gov/app/answers/detail/a_id/240

7. “Trust Fund FAQs” Social Security Administration, February 18, 2010

http://www.ssa.gov/OACT/ProgData/fundFAQ.html

8. “To Deficit Hawks: We the People Know Best on Social Security” New Deal 2.0, June 14, 2010

http://www.newdeal20.org/2010/06/14/to-defict-hawks-we-the-people-know-best-on-social-security-12290/

Please read this and understand it. And don’t let the talk about social security scare you. Do not let yourself be a low information voter.

‘THE ELEMENT” BY KEN ROBINSON, PH.D. WITH LOU ARONICA

“When we are in our Element, we feel we are doing what we are meant to be doing and being who we’re meant to be.”

Dr. Robinson starts off with a diatribe about the condition of our school system. I’m not a Ph.D., but I could write a book about that myself. It’s, obviously, a subject very close to his heart. But with California looking at $2.5 billion in school cuts over the next two years, we’ll be lucky to have teachers. So for now, the child that finds his element early will have to depend on having great parents.

For me the book got interesting when it began to talk about how an adult, even a teenager, even a senior citizen, can find their element — that there isn’t a time limit on it. Some find it early, and some find it late. But it’s worth looking for, because it’s what makes you tingle. Okay, your friends and family are part of that. But something really special happens when your life takes on this magical sense of purpose.

Intertwined through this book are stories of seemingly ordinary people who for various reasons find their way to their true calling. A famous billiards player talks about how a pool table began to take on geometrical patterns, because when you reach the zone, you enter a state you’ve didn’t know existed until then. Time almost stops and you and the universe become one in a way that allows you to see things other people don’t see about the element that is specifically yours. There’s “a level of effortlessness that allows for such full immersion that you simply don’t ‘feel’ time the same way.”

And you can’t let it go. You want to repeat the experience again and again. It has the magnetic pull of authenticity and freedom.

My favorite chapter was “Finding Your Tribe.” I’ll never forget my first day at the first psychic hotline ever. It’s the job that ruined my resume and defined my life. I had to be at work at 6:00 a.m. every day and talk until my voice went out. I’ve always had a problem with being late, but I was never late for this job despite having to park a mile away and carry heavy books. Right after I started I got a terrible case of bronchitis, but I never missed work. Then one day, I was called into the office and was told I didn’t have to punch a time card anymore. I was doing so well that I could come and go as I pleased. I got the cosmic joke.

A friend, who also worked there, doesn’t remember me having any fun. She just remembers how long I worked. But I was in my element and with my tribe, and I could not have been happier. Your tribe is the people who are like you. They get you, and you get them. It’s also a place to discover yourself. And most of the time, the tribe is there to help you. When you’re with the tribe, you’re happy. You’re home.

I should also mention that I had never done a reading before I interviewed for this job. And I was not hired. But even worse I was told I would not get a second chance. Then I did something very unusual for me. I had the name of two people. So I just called the other one and acted like I was calling for the first time. The next interview wasn’t on the phone. It was in person. I thought so what? The first person wouldn’t remember me because we had never met. When I got there, he was holding my application, and my heart was beating so fast I thought I would faint. I had to do three readings and pass two of them. The second reading I was so nervous at one point, I couldn’t speak, literally. But I got through it. And I was hired with only two readings. The person holding my application never noticed my name. Actually never. Even after I started working.

Have you ever heard that about soul mates? That when you meet one, it will be in an unusual situation — something you wouldn’t ordinarily do. This experience is much like that. You lift yourself to heights of talent you may never have realized you had.

It was many years after finding my tribe that I truly found my element. So the tribe for me was a facilitator. The appearance of patterns and the sense of majesty happened almost twenty years later. I never thought I would be a professional astrologer. I thought it was amazing fun, and, maybe someday when I was on social security I could do it to supplement my income. And then “it” happened. I started my blog which caused me to do more charts than I’d ever done before. And there was this instant I knew that I had stumbled upon something no other astrologer knew. And because of that I could make accurate predictions. It’s a moment I will never forget — how all the experiences of my life suddenly made sense — the good and the bad. Really, when you think about it, it is a joyous day when you realize how the negative situations also define you. It’s clarity. It’s the puzzle with all the pieces in the right place.

If you are not one of those lucky people who know exactly what I’m talking about, I hope you’ll read The Element.This book will take you through all the possibilities that lead to your re-birth. It outlines the diversity of the journey — how yours will not be like anyone else. How attitude is more important than luck. How it can even manifest in a time of tragedy. How you may have a mentor and you may not. How it may not be the work you do. And especially how many people who find it start their lives as apparent failures. So, it’s never too late.

If you think you are not good at anything, you can give up or you can keep trying. One of the things I noticed about the people in the book that talk about their lives — some truly inspiring stories — they never gave up. Because if they had, they would not be in the book, and they would not have found the Element.

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